Loan Programs
Find the program that fits your situation.
Mortgage programs for self-employed borrowers, real estate investors, and homebuyers in Tennessee. Start with our guide to self-employed mortgage options, or explore individual programs below.
Program availability, qualification requirements and terms vary by lender and borrower.
Self-Employed
Programs that may document income differently than conventional agency mortgages.
Bank Statement Loans
May use eligible personal or business bank deposits to help document qualifying income.
Learn MoreP&L Loans
Certain programs may use a qualifying profit-and-loss statement when evaluating self-employed income.
Learn More1099 Loans
Certain eligible borrowers may qualify using 1099 income documentation rather than traditional W-2 income.
Learn MoreConventional Self-Employed
Traditional agency mortgage qualification using tax returns and business income documentation for self-employed borrowers.
Learn MoreInvestors
Financing for investment properties, focused on property performance.
Homebuyers
Government-insured and conventional options for eligible homebuyers.
FHA Loans
Government-insured mortgage financing that may offer flexible qualification options for eligible homebuyers.
Learn MoreConventional
Conventional mortgage financing may be appropriate for eligible borrowers whose income fits traditional qualification models. Availability depends on lender guidelines and borrower circumstances.
Important Disclosures
Programs, rates, terms and eligibility requirements are subject to change without notice and vary by lender and borrower circumstances. All loans are subject to credit, underwriting, property and other applicable approvals. This website is for informational purposes and does not constitute a commitment to lend.
Heartrate Mortgage Studio is powered by Go Rascal Inc., NMLS #2072896. Alex Robertson, Mortgage Loan Originator, NMLS #1595941. Licensed in Tennessee.
Tell me what you're trying to finance.
You don't need to know which loan program you need. That's the point of the conversation.